Classic Car Insurance
Cars that can be described as ‘classic’ are generally over fifteen years old, while ‘vintage’ vehicles are those that were originally manufactured between the first and second world wars. These cars are often restored by enthusiasts who have a passion for maintaining and driving them. Typically, these individuals are willing to invest thousands of pounds on vintage cars to restore them, as genuine parts are rare to find and can be expensive to track down and fit. Reviving
This is why finding the right kind of classic car insurance is so crucial; if your car is your pride and joy, you need to make sure it’s fully covered for all eventualities so that you lose as little cash as possible should disaster strike. There are a number of different options available to you, but how do you know where to start?
Here at ClassicCarInsurance.org, we understand that it takes a lot of time and effort to revive a classic car, but, in the eyes of our customers, this is time well spent. This is why we appreciate that finding the right cheap classic car insurance policy is of paramount importance. However, stumbling across a deal that meets your exact needs can be a time-consuming process, especially if you don’t know exactly what you’re looking for. You’ll need to do your sums and take a look at what kind of cover you’ll receive for your money. We fully understand what is involved in insuring a classic car, as there are many factors which can affect this kind of insurance policy, so we’ve made it as easy as possible for you to find the information you need as quickly as possible.
Cheap Classic Car Insurance
We have selected Quotezone to help you get insurance quotes for your classic or vintage car, eliminating the need to spend hours and hours trawling through websites or calling vintage car insurance companies directly.
You’re able to then compare vintage car insurance quotes in a matter of minutes and make a well-informed choice based on the sheer range of information and resources on offer from a number of different brokers and insurers.
As you’d expect, each and every classic car insurance policy is unique and completely bespoke. You simply enter a few details about your requirements and preferences and you’ll be matched up with the most relevant classic car insurance companies. Bear in mind that you will normally have to disclose information about previous claims, any criminal convictions upheld by the named driver, details of any penalty points held against your licence, or any existing impairments or illnesses that may affect your ability to drive. You’ll also be obliged to provide a few select details about the car itself and will need to tell the insurer whether it has ever been modified from its original specification. This is so that the insurance company can quote you fairly and accurately. Be sure to be honest from day one and never withhold any important data from your provider.
The Insurance premiums may be lower compared to a normal newer car because the cars are older and less valuable. This does not mean your car has less sentimental value but it may be cheaper to insure.
Vintage Car Insurance
As with standard car insurance, it’s best to do your research if you’re determined to find a cheap classic car insurance policy that won’t break the bank. Because it’s a specialist field, you need to be sure that the insurance company you choose has the expertise and experience necessary to handle your enquiry.
The cost of cheap classic car insurance and vintage car insurance is primarily based around the age of the vehicle, model, engine size, and average number of miles travelled. Unsurprisingly, classic cars are usually exceptionally well cared for, which means they will travel fewer miles annually than an average car – owners will be more inclined to drive their vehicles for pleasure rather than necessity and this in turn lowers the risk of the vehicle being involved in an accident and subjected to any damage (ie during your daily commute to work).
You’re likely to lower the cost of your vintage car insurance further if you normally keep your vehicle in a garage or secured area, and it would also be wise to take a look at the discounts on offer if you choose to opt for a limited mileage policy. Aside from these factors, you also need to think about what you want your cheap classic car insurance policy to include and whether you require coverage exclusively for the UK or further afield. Perhaps you’re looking for specialist breakdown cover, want to negotiate an Agreed Value quote or simply need to make sure that you’re not liable for any motor legal expenses if you have an accident out on the road.
Compare Vintage Car Insurance Quotes
Once you’ve been able to compare vintage car insurance quotes and have found a policy that you’re happy with, you’re normally able to organise your vintage car insurance immediately by settling the balance with a debit or credit card. It’s worth mentioning, however, that you may be charged an extra administration fee should you need to change any of the finer details further down the line, so you’ll need to read through the small print before committing to a contract.
Compare vintage car insurance quotes as quickly and efficiently as possible. We’re sure you’d much rather be spending your time enjoying your vehicle rather than searching for an insurance policy! You can compare classic and vintage car insurance quotes for a never-ending range of vehicles, including those from such well-known manufacturers as Ford, Rolls Royce, Aston Martin, BMW, Porsche, Lexus, Ferrari and many, many more.